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 Latest
Ravenhill Newsletter |
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| NEWSLETTER |
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| Issue No. 1 - February 2008 |
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Personal
Umbrella Liability Insurance
Do you know what your auto or home insurance liability protection
limits are? Do you know what the average lawsuits are being rewarded
these days? Do you know what Personal Umbrella Liability Insurance
is? Are you able to absorb financially any additional payout rewarded
by courts above your existing liability limits?
Personal Umbrella Liability Insurance provides you with an extra layer
of protection on top of your existing liability coverage provided
by either your auto or home insurance policies. This is important
as lawsuits due seem to have a growing trend in today's society and
it has been found that in some cases $1million liability coverage
is not sufficient to meet what the courts are awarding. This extra
layer of protection will provide you with a peace of mind in knowing
that you have prepared and protected yourself for the day an accident
or unforeseen event may occur.
SEF 27- Legal Liability for Damage to
Non-Owned Automobile
Going away on holidays? This is the endorsement that you will want
when you are going to rent a vehicle. This endorsement helps extend
any Section C coverage, on your personally owned insured vehicle,
on to the rental vehicle. To learn more, please contact your broker
as limits or requirements do apply. The annual premium for this endorsement
is substantially less than that which is offered for a one time offer
through the rental company.
SEF 13d- Limited Glass Coverage
Is your windshield currently covered? If yes, what types of events
(perils) is it protected from? What is the cost to replace your new
windshield or any other windows on your vehicle? This endorsement
is added to most |
policies
as the cost to replace most glass fall within the deductible range.
This in turn helps save our clients some money. However there are
circumstances where this will not benefit our client. We recommend
to all clients to find out the replacement cost of your windshield
and/or other windows. If the value is greater than your current Comprehensive
Deductible amount, please contact your broker and we can discuss further
coverage options. Please note that rock chip repairs are not covered
by this endorsement.
Travel Insurance
Are you leaving the country? Did you remember to get your Traveler's
Insurance? We highly recommend obtaining coverage, especially when
leaving the country. As you know the hospital costs in the United
States are 'unaffordable' for most people. Protect you and your family
while traveling. Having this insurance will provide you with more
peace of mind when on holidays. It will allow you to focus on the
fun rather than worry about what might happen or could go wrong. This
coverage is not expensive when you consider all of the protection
that it provides. For more information, call your broker today!
Fine Art, Jewellery, High End Items
Did you know that limits apply on most policies for certain items?
Do you know which items these are? Do you have certain collectible
items, fine art, expensive jewellery, or other high valued items of
which you could not afford to replace if there was ever a loss? If
so, contact your broker to review all limits that may or may not apply
to these 'special' items. A Floater may be added to your House Insurance
Policy and this would waive the limits applied to the item and insure
you for the full value of these items. This Floater will also delete
or reduce the deductible that may apply with a loss. An updated appraisal
is usually required to add such floater.
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RAVENHILL
AGENCIES LTD
8008-105
St, Suite 101, Edmonton, AB, T6E 4Z4
Bus (780) 439-0669 * Toll-Free (888) 439-0669 * Fax (780) 439-4066
Email: Brokers <first initial><last name>@ravenhillagencies.com
Website: www.ravenhillagencies.com
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